Retreeb

Retreeb (TREEB) is a decentralized payment protocol that was launched in 2019. It allows users to make payments while allocating a portion of transaction fees to social and solidarity efforts. The protocol has two native coins: (S)TREEB, a stablecoin pegged to the euro and Swiss Franc, and (U)TREEB, a utility and governance token with a fixed supply and dynamic value.

Retreeb's products are divided into two wallets: a POS retailer wallet for retailers and organizations, and a consumer wallet for consumers. The consumer wallet is the only way to acquire (S)TREEB in local currency and provides various services such as transaction history, refunds, and card management.

Retreeb's token, TREEB, has a fixed supply and variable value. It plays a crucial role in governance, allowing holders to participate in decision-making by locking their tokens in a dedicated smart contract. TREEB holders can also benefit from premium status within the ecosystem, including free biometric payment cards and advantageous farming conditions.

The project has a roadmap that includes mainnet launches, beta testing, partnerships, and the distribution of network rewards. Retreeb aims to reduce its carbon footprint and prioritize corporate social and environmental responsibility.

Retreeb's price has been erratic, with significant highs and lows. It reached an all-time high of $0.4314 in February 2021 but has since experienced fluctuations. As of June 2024, the live Retreeb price is around $0.005 USD with a 24-hour trading volume of $0.49 USD.

Retreeb (TREEB) is a decentralized payment protocol that allows users to make payments while contributing to social and environmental initiatives. Here's how it works:

Retreeb uses a Directed Acyclic Graph (DAG) data structure and the Lachesis aBFT consensus mechanism, which ensures secure transactions without the need for miners or nodes. Transactions are validated directly from user terminals, and only the keys of retailer nodes can accept token transactions. This setup prevents falsification of transaction flows and ensures transparency.

Retreeb has two types of wallets:

1. Retailer Wallet: A mobile application for retailers and organizations, allowing them to access transaction histories, provide refunds, configure company information, manage accounting exports, and manually withdraw their balance into fiat money.

2. Consumer Wallet: A consumer-focused smartphone application that provides white-label and adaptable services. It is the only mechanism for users to acquire (S)TREEB in their local currency, which can be bought using a credit card or bank transfer.

Retreeb has two native coins:

1. (S)TREEB: A stable multi-asset coin pegged to the euro in European Union member nations and the Swiss Franc (CHF) in Switzerland. It is used for making payments and can be purchased using a credit card or bank transfer.

2. (U)TREEB: A utility and governance token with a fixed supply and dynamic value. It is used for governance, allowing holders to participate in decision-making by locking their tokens in a dedicated smart contract. (U)TREEB holders can also benefit from premium status, earning rewards and enjoying advantages like free biometric payment cards and exchange fees.

Retreeb allocates a portion of its transaction fees to social and solidarity initiatives, including ecological transition, social inclusion, education, industry relocation, and employment. This ensures that the payment protocol contributes to the greater good while providing a secure and efficient payment method.

Retreeb emphasizes security through the use of cryptographic processes and a strict Know Your Business (KYB) control for retailer nodes and Know Your Customer (KYC) identification for user nodes. This ensures that all transactions are secure and transparent.

Retreeb uses a Proof-of-Stake (PoS) mechanism to select validators for governance decisions. Any (U)TREEB holder can participate in decision-making by locking their tokens in a dedicated smart contract, with votes weighted by the amount of stacked (U)TREEB and the stacking time.

Overall, Retreeb offers a unique payment protocol that combines security, transparency, and social responsibility, making it a promising option for those looking for a cryptocurrency with a positive impact.

The token Retreeb (TREEB) has several strengths that make it an attractive investment opportunity:

1. Governance and Impact: TREEB is a governance utility token that allows holders to participate in decision-making processes, particularly in selecting social and environmental projects for funding. This token empowers users to contribute to a better future while earning rewards.

2. Decentralized Payment System: Retreeb operates on the Fantom blockchain, utilizing a Directed Acyclic Graph (DAG) consensus mechanism and the Lachesis aBFT consensus algorithm. This technology ensures secure transactions without the need for miners and nodes, reducing the carbon footprint and promoting transparency.

3. Social Responsibility: Retreeb's business model is built around corporate social and environmental responsibility. For each payment made on the network, the platform donates one-third of its revenue to social projects selected by users, promoting a culture of giving back without direct financial contributions from users.

4. Fixed Supply and Variable Value: TREEB has a fixed supply, which helps maintain its value and prevents inflation. The variable value of the token is influenced by market demand and the overall performance of the Retreeb ecosystem.

5. Staking and Rewards: TREEB holders can stake their tokens to participate in governance decisions and earn rewards, providing an incentive for users to engage actively in the platform's decision-making processes.

6. Multi-Local Stablecoins: Retreeb's (S)treeb stablecoins are backed by users' local currencies, ensuring that 1 FIAT equals 1 (S)treeb. This feature helps maintain stability and reduces speculation risks.

7. Transparency and Security: The platform's technical infrastructure ensures transparency in transactions and project funding. The use of cryptographic processes and a proof-of-stake mechanism for governance decisions adds an extra layer of security.

These strengths position Retreeb as a unique and socially responsible player in the cryptocurrency market, offering users a chance to make a positive impact while benefiting from the token's utility and governance features.

Retreeb (TREEB), a cryptocurrency project, faces several financial risks. Here are some key points:

1. Risk of Fraud and Money Laundering: Retreeb is required to apply additional vigilance measures with regard to politically exposed persons (PEPs) due to the higher risk associated with them. This includes reinforced control and additional due diligence measures at the beginning and during the execution of services.

2. Transaction Thresholds and Verification: If a transaction leads to the crossing of certain thresholds, and the customer does not provide necessary information or documents to verify their identity, Retreeb may not execute the transaction, and the platform may be temporarily blocked.

3. Regulatory Compliance: Retreeb operates under the Swedish Electronic Money Act (2011:755) and is regulated by the Swedish Financial Supervisory Authority (Finansinspektionen). Compliance with these regulations is crucial to avoid any legal or financial issues.

4. Market Volatility: Retreeb's price can fluctuate significantly, as seen in the past where it fell by over 61% in a short period. This volatility can lead to significant losses for investors.

5. Risk of Errors and Misprints: Retreeb reserves the right to reject, correct, cancel, or terminate any transaction if the price or offer details were incorrectly displayed or if any other erroneous or inaccurate information was provided.

6. Dependence on User Participation: Retreeb's business model relies on user participation and the circulation of monetary flow. If user adoption is low, the project's financial viability may be at risk.

7. Competition in the Payment Industry: The payment industry is highly competitive, with many established players. Retreeb must differentiate itself and maintain a competitive edge to attract and retain users.

8. Carbon Footprint and Environmental Impact: Retreeb aims to reduce its carbon footprint, but any failure to do so could lead to reputational damage and potential regulatory issues.

9. Security Risks: As a blockchain-based payment system, Retreeb is vulnerable to security risks such as hacking and data breaches, which could result in financial losses and damage to its reputation.

10. Dependence on Partnerships and Collaborations: Retreeb's success may rely on partnerships and collaborations, such as its work with the United Nations. If these partnerships fail or are not successful, the project's financial prospects could be negatively impacted.

These financial risks highlight the importance of thorough research and risk assessment before investing in Retreeb (TREEB).

• Jérémi Lepetit: Co-founder and CEO of Retreeb, a serial entrepreneur who founded two Web2.0 companies between 2010-2018.
• Sayah El Yatim: Co-founder of Retreeb, part of the core team dedicated to building the payment infrastructure for a more sustainable and fair future.
• Quentin Lepetit: Co-founder and CDO of Retreeb, involved in the project's development and growth.
• Stéphanie Flacher: Co-founder of Retreeb, contributing to the project's vision and mission.